The Website is the property of MutuaLoan Corporation (or "ML"). The "Website" means the website, and all information and materials contained on the Website. Certain sections of or pages on the Website contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. ML owns exclusive service mark rights and reserves all rights to the name MutuaLoan, and to the domain names MutuaLoan.com, MutuaLoan.net, and WorldLoan.net.

The contents of the Website are subject to change. Not all products and services are available in all geographic areas. Your eligibility to receive any product or service is subject to approval by ML and/or lenders with whom ML may partner.

Any quoted loan rates and/or terms are subject to change and/or repricing at the discretion of ML at any time. Further, ML may change the Rate Index it uses to assign interest rates to loan products at any time before or after a loan is processed.

READ YOUR LOAN DOCUMENTATION CAREFULLY. CHANGES FROM WEB SITE INFORMATION MAY OCCUR.

The Website may also contains link to websites controlled or offered by third parties. MutuaLoan Corporation has not reviewed, and hereby disclaims responsibility for, any information or materials posted at any of the sites linked to this Website. By creating a link to a third party website, ML does not endorse or recommend any products or services offered on that website.

Unauthorized use of the websites and systems owned by ML, including, but not limited to unauthorized entry into ML's system, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited.

THE WEBSITE (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE) IS PROVIDED "AS IS" "AS AVAILABLE". WE ARE NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE WEBSITE. WE DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE WEBSITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY DISCLAIM LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION. NOTHING HEREIN SHALL BE CONSTRUED AS LIMITING OR REDUCING ML'S RESPONSIBILITIES AND OBLIGATIONS TO CLIENTS IN ACCORDANCE WITH APPLICABLE STATE AND/OR FEDERAL LAWS AND REGULATIONS.

ML shall not be liable for any action taken, or any delay or failure to take any action, to the extent that the taking of such action, or such delay or failure, arises out of causes beyond the reasonable control of ML.

UNDER NO CIRCUMSTANCES WILL ML BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER ML HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.

You agree that (i) you will not engage in any activities related to the Website that are contrary to applicable law, regulation or the terms of any agreements you have with ML and (ii) in circumstances where locations of the website require identification for access, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.

This Website is not intended for distribution to, or use by, any person or entity any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

In the event any of the terms or provisions of this Agreement shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. This Agreement shall be subject to any other agreements you have entered into with ML.